Should You Tap Retirement Savings to Fund College? There are three things to consider before dipping into retirement savings to pay for college. Share | Related Content How to Bake a Pie-R-A Roth IRAs are tax advantaged in a different way from traditional IRAs. Orchestrating Your Retirement Accounts Getting the instruments of your retirement to work in concert may go far in realizing the retirement you imagine. Retirement Plan Distributions There are a number of ways to withdraw money from a qualified retirement plan.